# Problem

<mark style="color:blue;">**NFT ecosystem is lacking of some traditional financial instruments**</mark> which leads to some difficulties for NFT stakeholders:

* <mark style="color:blue;">**Hedging:**</mark> The only way for a NFT holder to hedge his position is to use his NFT as a collateral and to borrow money from it. In this scenario, the lender is basically locking lots of liquidity and taking all the risks alone.<br>
* <mark style="color:blue;">**Liquidity:**</mark> Most of the NFT buyers on Solana don’t have much liquidity and therefore cannot get exposure to Blue Chips NFT positive market fluctuations.<br>
* <mark style="color:blue;">**Short:**</mark> There is currently no way to make money for someone who is anticipating negative market fluctuations of any NFT collection.